Zakat on Gold Calculator
Calculate zakat on gold jewellery, coins, and bars with gold and silver nisab thresholds.
زیادہ تر علماء چاندی کے معیار (کم حد) کی سفارش کرتے ہیں۔ نصاب کی قیمتیں تخمینی ہیں۔ براہ راست سونے/چاندی کی قیمتوں کے لیے مکمل ڈیش بورڈ استعمال کریں۔
زکوٰۃ کا حساب لگانے کے لیے اپنے اثاثے درج کریں۔
مزید چاہتے ہیں؟
براہ راست سونے/چاندی کی قیمتوں، اسٹاک اسکریننگ، وراثت کیلکولیٹر، اور مزید کے ساتھ مکمل ڈیش بورڈ تک رسائی کے لیے مفت سائن اپ کریں۔
مکمل ڈیش بورڈ حاصل کریںGold Nisab in Different Units
| Unit | Nisab Weight |
|---|---|
| Grams | 87.48 g |
| Tola | 7.5 tola |
| Troy Ounces | 2.81 oz |
How Zakat on Gold is Calculated
Zakat on gold is due when you own gold equal to or exceeding the nisab threshold of 87.48 grams (7.5 tola or 2.81 troy ounces) and have held it for one full lunar year (hawl). The zakat rate is 2.5% of the current market value of your gold on the day zakat is paid.
First, determine the total weight of all gold you own, including jewellery, coins, bars, and any gold held in ETFs or digital gold accounts. Convert the total weight to a single unit (grams is standard), then multiply by the current market price per gram in your currency. If the resulting value exceeds the nisab threshold, multiply the total gold value by 0.025 (2.5%) to arrive at the zakat amount due.
You may deduct any short-term debts that are due within the year from your gold's value before applying the 2.5% rate. If your net gold value falls below nisab after deductions, no zakat is obligatory, though voluntary charity (sadaqah) is always encouraged.
Frequently Asked Questions
How much gold is nisab?
Nisab for gold is 87.48 grams (approximately 7.5 tola or 2.81 troy ounces). If the total gold you own exceeds this weight and you have held it for one full lunar year (hawl), zakat of 2.5% is due on the total value.
Do I pay zakat on gold jewellery?
The Hanafi school requires zakat on all gold and silver regardless of use, including jewellery worn regularly. The Shafi'i, Maliki, and Hanbali schools generally exempt jewellery in regular personal use. If you follow the Hanafi school or apply caution, include all gold jewellery in your zakat calculation.
Is zakat calculated on the current market price of gold?
Yes. Zakat is calculated on the current market value of your gold, not the price you paid for it. The market value on the day you pay zakat determines the amount owed.
What is the difference between gold nisab and silver nisab?
Gold nisab (87.48g) and silver nisab (612.36g) produce different monetary thresholds. At current prices, the silver nisab is typically a much lower monetary value, meaning more Muslims qualify to pay zakat under the silver standard. Most contemporary scholars and AAOIFI recommend using the silver nisab to ensure greater coverage of the obligation.
Do I pay zakat on gold ETFs or gold savings accounts?
Yes. Financial products backed by or denominated in gold -- including gold ETFs, gold savings accounts, and digital gold -- are treated like physical gold for zakat purposes. Include their current market value in your gold zakat calculation.
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